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Insurance

At Lake Cook Orthopedics, a Division of Illinois Bone & Joint Institute, we are committed to  providing you with the highest quality of patient care, including keeping you informed of our financial policies. As you prepare for your first appointment, please read the following insurance information carefully. Also, please download our Financial Policy (linked below and also on the Patient Resources page) and bring it with you to your first appointment.

Your insurance plan is a contract between you and your insurance company. As a courtesy, we will work with you to help you receive maximum benefits; however, your insurance company makes the final determination of your eligibility and financial responsibility. As a patient at Lake Cook Orthopedics, a Division of Illinois Bone & Joint Institute, you agree to pay any portion of the charges not covered by your insurance.

Some fees, such as co-payments, are due at the time of service. Lake Cook Orthopedics, a Division of Illinois Bone & Joint Institute will bill your insurance for the remaining cost. Please bring the necessary information needed to submit bills to your first appointment. This includes insurance cards, claim numbers, accident date (if applicable), case manager’s name and phone number (if applicable), and any other important information. Details of the billing process for many insurance circumstances are outlined in our Financial Policy.

Lake Cook Orthopedics, a Division of Illinois Bone & Joint Institute  currently participates in the following insurance plans:

  • Aetna
  • Blue Cross/Blue Shield
  • Cigna
  • Great West
  • HFN
  • HMO Illinois
  • Humana
  • Medicare
  • United Healthcare
  • Workman’s Compensation

 

If your insurance carrier is not listed above, contact our office or check your insurance’s provider directory, as insurance companies often change their networks. We attempt to maintain the list of participating insurance companies up to date; however, even if your insurance company is listed above, it is recommended that you confirm insurance coverage prior to your physician appointment.

View Financial Policy PDF.